Some Of The Losses We’ve Handled

At Assured Claims, we specialize in navigating a wide range of insurance claims, including fire, water, storm, and mold damage, as well as theft and business interruptions. Our expert team is dedicated to advocating for your rights and ensuring you receive the compensation you deserve. Explore the diverse claims we handle and discover how we can support you through the process.

Case Study

Case Study: Broken Pipe Floods Ground Floor — Full Recovery Secured Including Loss of Rent
Type of Loss: Water Damage
Location: [Long Island, New York]
Result: Full payout for cleanup, repairs, and loss of rent
A broken pipe in a second-floor apartment caused extensive water damage to the unit below, flooding the entire ground floor. We acted immediately, calling in a professional water mitigation company to handle the cleanup and prevent further damage.
After coordinating with the insurance company and documenting the full extent of the loss, we were able to secure a proper settlement that covered all necessary repairs and restoration work. Additionally, the apartment was vacant but had a new tenant scheduled to move in — we successfully negotiated loss of rent coverage for the period it remained uninhabitable, making sure our client was fully compensated.
Outcome: The client received the full value of the claim, including coverage for structural repairs, water mitigation, and lost rental income.
Client Feedback:
“I thought this would turn into a financial nightmare. Assured Claims handled everything from start to finish — I barely had to lift a finger. They got me every dollar I was entitled to, including rent I would’ve lost.”

Case Study

Type of Loss: Fire Damage (Adjacent Property)
Location: [Long Island, New York]
Lease Type: Triple Net Lease (NNN)
Result: Full payout for interior rebuild, medications, contents, and lost revenue
When a fire broke out in a neighboring restaurant, the adjacent pharmacy sustained serious smoke and heat damage. Though the pharmacy wasn’t the source of the fire, the entire store had to shut down — and under their triple net lease, they were responsible for everything inside the four walls: the interior build-out, fixtures, stock, and business operations.
Assured Claims stepped in immediately. We helped the business navigate the complexities of their NNN lease and made sure they got fully reimbursed for:
Interior reconstruction of their custom store layout and improvements
All damaged medications, inventory, and shelving
Professional fire cleanup and odor removal
Loss of business income during closure
Our team handled every step — from documentation to negotiation — ensuring the pharmacy received every dollar they were entitled to, without delays or pushback.
Outcome: Full recovery for tenant improvements, contents, and business interruption — despite no damage to the building structure itself.
Client Feedback:
“As a tenant, I thought insurance wouldn’t cover half of what I lost — but Assured Claims knew exactly how to get it done. They fought for everything I invested into the space, and they got me paid fast.”

Case Study

Case Study: Burst Pipe Under Kitchen Sink Floods Main Floor and Basement — Full Replacement Secured
Type of Loss: Water Damage
Location: Queens, New York
Result: Full payout for kitchen, hardwood flooring, and basement repairs
In this Queens home, a supply line under the kitchen sink suddenly burst, sending water across the kitchen and soaking into the beautiful hardwood flooring that ran uninterrupted throughout the entire main floor. The water also leaked down into the basement, causing additional damage below.
Assured Claims took immediate action. We documented the full scope of the loss and coordinated with the insurance company to ensure every detail was accounted for — not just what was obviously damaged, but what would be impossible to properly match or restore.
One key win: because the hardwood floor ran continuously through the main level, we successfully argued that spot-replacing only the kitchen area would leave a mismatched, patchy look. We got full replacement of the entire main floor’s hardwood — something many carriers try to deny.
We also secured payment for:
Custom kitchen cabinet replacements
Professional drying and mitigation services
Basement restoration
Outcome: Full compensation for complete hardwood floor replacement, kitchen cabinet restoration, and all basement repairs.
Client Feedback:
“They got my entire floor replaced when I thought I’d only get coverage for the kitchen. They knew exactly how to fight for what was fair. I’m beyond grateful.”

Case Study

Case Study: Brooklyn Basement Flooded — Full Renovation Secured from Carpet to Kitchen
Type of Loss: Flood/Water Damage
Location: Brooklyn, New York
Result: Full payout for complete basement rebuild, including kitchen, bathroom, and contents
A significant flood in Brooklyn left one homeowner’s entire basement destroyed — carpeting, furniture, built-in shelving, a full kitchen, bathroom, and even a personal book collection were all affected. What could’ve been a total loss was turned into a full recovery with Assured Claims leading the way.
We handled the entire process from start to finish, making sure the homeowner didn’t just get a patch job — they got a full basement renovation covered by their policy. We made sure nothing was missed, from structural elements to the fine details.
The final settlement included:
New carpet and flooring throughout the basement
Full kitchen replacement (cabinets, counters, appliances)
Complete bathroom restoration
Custom shelving, furniture, and even compensation for damaged books and personal contents
Professional mitigation to prevent mold and further damage
Outcome: Full coverage for a completely rebuilt basement — better than before.
Client Feedback:
“I thought I was going to lose everything. Assured Claims got it all covered — even things I didn’t realize I could claim. They truly went above and beyond.”

Case Study

Case Study: Dryer Fire Leads to Smoke and Water Damage — Full Restoration Covered
Type of Loss: Fire & Water Damage
Location: [Insert City/State or leave as is]
Result: Full payout for fire cleanup, smoke treatment, and water damage repairs
A fire that started from a dryer quickly filled the home with smoke and triggered a response from the local fire department. While the flames were contained, the upstairs was left with heavy smoke damage — and after the fire department put out the blaze, water from their hoses saturated both the upstairs and downstairs areas of the home.
The homeowners were overwhelmed. Assured Claims stepped in to manage the claim from start to finish.
We secured full compensation for:
Professional smoke odor treatment and full house cleaning
Restoration of water-damaged ceilings, walls, and flooring
Repairs to fire-affected areas
Replacement of any damaged finishes and materials
This wasn’t just a cleanup — we helped return the home to its original condition, with no corners cut.
Outcome: Full restoration of both fire and water damage — including smoke treatment, cleanup, and repairs across the entire home.
Client Feedback:
“I didn’t know fire could cause so much water damage. Assured Claims handled everything fast and professionally — they made the whole place feel like home again.”

Fire & Smoke Damage

Fire damage is one of the most challenging experiences a home or business owner can face. When dealing with the aftermath, it’s essential to have everything in order to file your fire damage claim accurately and swiftly. At Assured Claims, our licensed public adjusters fight for your rights, representing you every step of the way to ensure you secure the compensation you deserve.

Water Damage

Water damage can be a severe challenge for home and business owners. Acting quickly is essential to minimize the impact and ensure your claim is filed correctly. At Assured Claims, our licensed public adjusters are committed to fighting for you, managing every detail of your water damage claim to secure the compensation you deserve for restoring your property and peace of mind.

Storm/ Hurricane Damage

Storm damage can be devastating for property owners Swift action is vital to minimize the impact and ensure your claim is filed properly. At Assured Claims, our licensed public adjusters are unwavering in their commitment to you, managing every detail of your hurricane and storm damage claim to secure the compensation you deserve for restoring your property and peace of mind.

Business Interruption

Business interruption can be a critical for owners, leading to significant financial losses and operational setbacks. Acting swiftly is essential to minimize the impact and ensure your claim is handled effectively. At Assured Claims, our licensed public adjusters are steadfast in their commitment to you, managing every detail of your business interruption claim to secure the compensation you need to get back on your feet and restore your operations.

Theft And Vandalism

Theft and vandalism can have a devastating impact on your home or business, resulting in financial loss and emotional distress. Swift action is crucial to minimize the damage and ensure your claim is processed effectively. At Assured Claims, our licensed public adjusters are tireless in their pursuit of justice for you, managing every aspect of your theft and vandalism claim to secure the compensation you need to restore your property and regain your peace of mind..

Commercial Loss

Commercial losses can severely disrupt your business and impact your bottom line. Prompt action is vital to minimize these effects and ensure your claim is addressed effectively. At Assured Claims, our licensed public adjusters are relentless in their advocacy for you, expertly managing every facet of your commercial loss claim to secure the compensation you need to restore your operations and safeguard your future.

How It Works

It’s as easy as 1, 2, 3: Call, Negotiate, Get Paid!

Consultation

Reach Out: You call us to kickstart your recovery journey.

Negotiate

We Fight for You: Our experts negotiate fiercely to maximize your claim.

Get Paid

You Cash In: Sit back and watch as you receive the compensation you deserve

begin filing your claim online

Let’s talk

Ready to take the next step? Let’s talk today! Our team at Assured Claims is here to listen to your concerns and provide the guidance you need. Whether you have questions about a specific claim or need assistance navigating the process, we’re just a call or message away. Reach out now, and let’s start working together to secure the compensation you deserve

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We Help Solve Your Claims Issues

We’re here to help you solve your claims issues with expertise and dedication. At Assured Claims, our experienced team understands the complexities of the claims process and is committed to advocating for your rights. Whether you’re facing challenges with documentation, negotiations, or understanding your policy, we provide the support you need to navigate these hurdles effectively. Let us take the stress off your shoulders and work towards a fair resolution for you